How Much Can I Buy?
Get an estimate based on your financial situation. This is not a loan approval.
Buying a 2–4 unit home? Select multifamily below — 75% of the rental income you enter counts toward your buying power.
Estimated affordable price range
$437,000 – $634,000
Conservative to higher qualification scenarios. Your information stays on this device — nothing is sent anywhere.
Max price
$634,000
Mortgage amount
$570,600
Monthly payment
$4,494
Cash to close
$82,420
What limits this number? How much of your income can go to housing — higher income or a lower rate would raise this number; adding savings won't.
Rate used: 6.50%. Qualifying income: $10,000/mo.
Want a better understanding of these numbers?
Walk through your scenario with a local expert.
Estimates can vary by neighborhood — property taxes, insurance costs, and HOA/maintenance fees differ across NYC boroughs and surrounding areas. The figures above use the values you entered.
Estimates only — not a loan approval or preapproval. Real qualification depends on a lender's full underwriting. Consult a licensed mortgage professional before making decisions.
Car loans, student loans, credit cards — not housing.
Cash you could put toward down payment + closing costs.
Only adjusts the illustrative rate — never your buying power directly.
Runs the numbers with everything you entered above.
Interest rate
+1%
$577,000
−$57,000
−1%
$701,000
+$67,000
Down payment
+5 pts
$555,000
−$79,000
−5 pts
$601,000
−$33,000
Monthly debts
+$500
$552,000
−$82,000
−$500
$634,000
No change
Savings
+$25k
$634,000
No change
−$25k
$576,000
−$58,000