What Will You Keep?
Estimate your net proceeds from an NYC sale — the sale price minus everything you pay at closing. Estimates only — not professional advice.
Estimated net proceeds
$519,250
What you'd walk away with after mortgage payoffs, commission, transfer taxes, and closing costs.
Your information stays on this device — nothing is sent anywhere.
Sale price
$1,000,000
Total deductions
$480,750
Equity before costs
$600,000
Your lender's official payoff figure may include accrued interest and fees — check your payoff statement.
Negotiable — the 6% default is illustrative only.
1.425% of the full sale price — price is over $500,000 (NYC RPTT residential rate).
0.4% ($4 per $1,000) of the sale price — paid by the seller (grantor).
Want a better understanding of these numbers?
Walk through your sale scenario with a local expert.
Estimates only — not professional advice. Consult a real-estate attorney and/or CPA before listing or selling.
Capital-gains tax is not included. It depends on your holding period, cost basis, and whether the primary-residence exclusion applies — a CPA can estimate it.
The contract price you and the buyer agree on.
Your lender's official payoff figure may include accrued interest and fees — check your payoff statement. Enter 0 if you own the home free and clear.
Leave blank if you have no second mortgage or HELOC.
Illustrative default 6%. Broker commission is negotiable — you and your agent decide this together.
Credits to the buyer in your contract — for example, repair credits or closing-cost help.
NYC seller attorney fees often run a few thousand dollars — confirm with your attorney.
For example, a co-op flip tax or building move-out / transfer fees.
Runs the numbers with everything you entered above.